virgin money product range

Send cash to your friends directly from one bank account to another, using the Virgin Money Spot app and your linked card.

Simple. Safe. Social.

Get an affordable and personalised loan quickly and easily.

Use our simple online application process.

Get your free credit score from us today.

Review your score, check your credit information and take back control.

Don’t pay annual credit card fees.

Get the credit card that gives you the best benefits. Everyone wins.

Send cash to your friends directly from one bank account to another, using the Virgin Money Spot app and your linked card.

Simple. Safe. Social.

Get an affordable and personalised loan quickly and easily.

Use our simple online application process.

Get your free credit score from us today.

Review your score, check your credit information and take back control.

Don’t pay annual credit card fees.

Get the credit card that gives you the best benefits. Everyone wins.

Send cash to your friends directly from one bank account to another, using the Virgin Money Spot app and your linked card.

Simple. Safe. Social.

Get an affordable and personalised loan quickly and easily.

Use our simple online application process.

Get your free credit score from us today.

Review your score, check your credit information and take back control.

Don’t pay annual credit card fees.

Get the credit card that gives you the best benefits. Everyone wins.

why virgin money spot?

 

  • The social app lets you set up groups and pay friends easily.
  • Instant wallet to wallet payments; no waiting for funds to clear.
  • Pay at selected retailers using the Spot app by simply scanning their “Pay with Spot” QR code.
  • 0% transaction fees.
  • You don’t have to be an existing Virgin Money customer. Spot works with any internet enabled South African Visa or Mastercard, and/or South African bank account.
  • Safe and secure payments to anyone anytime.

here’s how to get started:

 

  • Download the app here.
  • Register your details.
  • Link your internet enabled bank card or your bank account.
  • Now you’re ready to pay your friends.