Now you can pay
at leading stores using Spot
Send cash to your friends directly from one bank account to another, using your linked card.
Simple. Safe. Social.
Get an affordable and personalised loan
quickly and easily.
Use our simple online application process.
Get your free credit score from Virgin Money today.
Review your score, check your credit information and take back control.
Don’t pay annual credit card fees.
Get the credit card that gives you the best benefits. Everyone wins.
The social app that lets you set up groups and pay friends easily.
Instant wallet to wallet payments; no waiting for funds to clear
Pay at selected retailers using the app by simply scanning their “Pay with Spot” QR code
0% transaction fees
You don’t have to be an existing Virgin Money customer, Spot works with any internet enabled South African Visa or Mastercard, and/or South African bank account.
Safe and secure payments to anyone anytime.
Download the app here
Register your details.
Link your internet enabled bank card or your bank account
Now you’re ready to pay your friends.
About Virgin Money SA