How to keep your Virgin Money Spot account secure

We’re sure that safety and security is as important to you as it is to us. Yes, we can make sure that the information you give us is held under lock and key, not literally, but you get the point. But it’s up to you to make sure that you also keep all your details hush hush so that no one else can use your account. We’ve put together a few ways that you can make sure your Virgin Money Spot account is secure.

protect your spot pin

You need to treat your Spot pin like the best kept secret in town. How do you do that? Never ever share your pin with anyone – not even us. We all love and trust our family and friends, but when it comes to a pin, sharing is not caring. Your pin is there to protect your transactions so if you share your pin with someone and they manage to make a payment from your app, there isn’t anything that can be done to get that money back. Long story short – protect your pin.  

your pin cannot be too easy

When you create your Spot pin, don’t be that person that thinks “0000” is going to cut it – that’s way too easy. If someone tries to use your Virgin Money Spot app, a simple pin will probably be the first thing they try. To make sure you have a secure account, you should set a pin that no one will be able to guess – just make sure that you remember it though.

keep your details a secret

Your card and your bank account details are really important and you need to make sure that you keep this information to yourself. You shouldn’t share any of these details or your ID number over social media, especially as public comments. You don’t want people to get access to your information and use it, do you? No, so keep all your information secure, by keeping it private.

check your details

Securing your account also means making sure that you have added all the correct information to your Virgin Money Spot app. You should go back into your app and check that the following information is all right:  

1. Your name is as it appears in your ID book.

2. Your ID number is correct.

3. You have double-checked that you have entered in your bank card details correctly.

4. Your linked bank account details are right.


Having all the right information will mean that your account will stay active and you won’t accidentally cash out to the wrong bank account. You can go into Virgin Money Spot and check all your details here.    

Using a personal loan to get the best bang for your buck

You may be at a stage where you’re searching for a way to get your hands on some extra cash. We’re sure that you’ve asked yourself whether you’ve got a good enough reason to take out a personal loan. Think about it this way – if taking out a loan means that you’re creating something for the future, it’s a good reason. You want your money to stretch far and wide and not just help for the here and now. To help you out, we’ve put together our top 4 reasons to get a personal loan that will set you up for the future.


Pave the way with a good education


Imagine the possibilities that’ll come from a good education. You can give your kids a start in life by making sure that they get the best education possible. Paying for school fees may seem like a “now” thing but think about the long term.

Your kids will have the tools to go on and get their own jobs and provide for their families – all because you helped them take those first steps. A personal loan can help you make these dreams a reality. 


Create your perfect home


Creating your ideal home can take time and it’ll come with some frustrations. Maybe you need to create more space for playtime? Or you need more room for a new family member on the way? Or maybe you just need to do some fixes around the house?

Whatever you need, a personal loan can help you finance your home improvements. Your home should be your castle, so why not make it just that?


See yourself in that dream car


There is nothing quite like a new car smell. Getting a car can also mean a big shift in your life. You may have landed that first job and now you need a car to get around. Or you may need a bigger car for your growing family.

A car is with you on some of your greatest adventures and with the help of a personal loan, you can finally get the car that you’ve been eyeing.


Setup your next chapter


Starting a new chapter can be a bit daunting – you’ve got so many things to think about. How are you going to setup your new life together? Are you going to move into a new place? Do you want kids and where will they go to school?

With so many things to think about, you can rest assured knowing that it can all be covered. It’s not about the personal loan, it’s about the life that it helps you create


You can do all this and so much more with the help of a personal loan. You can start to create your future today and watch your dreams become a reality.