Money Talks: Chats every couple should have

Talking about money with your person is one of those conversations that can go downhill, crash, burn and make things awkward. Quickly. But it doesn’t have to go that way. Not sure where to start? Here are some Qs for thought…

SPENDING HABITS

Is your partner a big spender or a penny pincher? Neither is wrong, but if you’re complete opposites and you share costs, well, this could become a problem. Nip it in the bud by having a look at how you both spend by answering these questions. Remember to keep it fun and easy-breezy.

1. When we go out, what do you suggest as 3 activities?
2. What are the top 5 things you spend your money on?
3. If you got a briefcase of cash, how much would need to be in it for you to stop working for money?

SAVINGS CASH

Saving is one of those strange topics. There’s stashing cash for a short-term goal or investing for the future you. When chatting to your boo about this, find out how they feel about saving, what they’ve invested in and why. Not only will you get to know your partner better but you may learn a thing or two about investing. Now, when it comes to saving money together, read this.

MAKING MONEY

Being open and honest about money goals is important. You both need to be realistic. Think about it. Your partner might have a low-paying job, but it makes them happier than a kid with an ice-cream. Chat about your 5-year and 10-year plans so that you’re both on the same page with where you want to be one day. And if making mo’ money is important to you both, maybe think about increasing your ka’ching with a side gig.