loans for things money can’t buy

Sometimes, we all need a little help to raise the cash to realise your dreams. From your loan to turn your house into your home or funding your child’s education, we work with leading loan providers like Capitec to find you the perfect personal loan.

 

just 3 simple steps away:

Need a loan for R1000 or R250 000? Think of us as your go-fetch for all your loan needs.

 

STEP 1

 

Fill in our online form and we find loan offers based on your affordability and
credit profile.

STEP 2

 

You choose the loan offer you like.

STEP 3

 

And complete the application with your fave financial services provider.

interested but not sure?

We don’t blame you. When it comes to working out whether you can afford a personal loan, there are a few things to consider:

 

  • Repayment periods vary from 1 to 84 months (that’s 7 years max).
  • Go for monthly instalments that fit your budget or the offers that gives you the best interest rate.
  • Interest rates are based on your credit score and start from 12.9% per year.
  • The sooner you repay your loan, the less interest you pay – however, you must repay the amount on time. Your credit score will thank you.

a personal loan based on your affordability and credit profile

  • We consider your banking and credit history.
  • To see how much you can afford, we look at your income and expenses.
  • In order to make you the best possible offer, we evaluate how stable your source of income is.
  • You will be able to choose the loan amount you want.
  • In addition to that, you can also choose the monthly installment amount that best suits your budget or the option that gives you the best interest rate.

documents to have handy when applying

  • Identification document (you must be 18 years or older).
  • Original proof of residence (any approved documents in your name with your street address).
  • Latest salary slip.
  • Stamped 3-month bank statement showing your last 3 salary deposits.

Curious how we make money if we’re not pocketing the interest you’re paying? Easy. The loan provider pay us when you take up their offer – like a finder’s fee. That’s why it’s in our best interest to find you a loan offer that’s in yours. We also only work with NCA accredited lenders and we never store your data. Promise.

Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/003695/06

 Address: 1 Quantum Street, Techno Park, Stellenbosch

Capitec Bank is an authorised financial services provider (FSP 46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No: 1980/003695/06

Address: 1 Quantum Street, Techno Park, Stellenbosch