• Choose the amount you want, the lowest interest rate or the monthly instalment that works for your monthly budget.

  • As soon as your loan is approved the money is available immediately.

  • Fixed monthly repayments.

  • Interest rates from 12.9%

  • A personal loan with the best possible offer and interest rate based on your individual needs and profile.

  • If you need to pay your varsity fees, give your side hustle a boost or do those renovations to your new home, get a personal loan today. 

  • When deciding what period to repay your loan over, remember that it affects your monthly instalments – make sure you can repay this amount over the whole term period.

  • Get up to R250 000 over 1 – 84 months.

A personal loan based on your affordability and credit profile

  • Your banking and credit history
  • To see how much you can afford we look at your income and expenses
  • To make you the best possible offer we evaluate how stable your source of income is
  • You can choose the loan amount you want
  • Choose the monthly instalment amount that best suits your budget or the option that gives you the best interest rate

Documents to have handy when applying

  • Identification document (you must be 18 years or older)
  • Original proof of residence (any of the approved documents in your name with your street address)
  • Latest salary slip
  • Stamped 3-month bank statement showing your last 3 salary deposits


We are currently partnering with Capitec Bank, to bring you affordable, personalised loans.

Virgin Money is working with various partners to bring our customers innovative and affordable financial solutions.

Capitec (Pty) Ltd, is an authorised Financial Services Provider who manages and administers loans

in association with