How do I check my credit report?
Your credit score is a 3 digit number that summarises the health of your credit history. For a more detailed explanation of your credit history, you will need to go through your credit report.
Your credit report will show you where you have managed your credit well, but it will also show you where you can improve.
It’s very important that you go through your credit report carefully. Your credit report will show if you have any derogatory marks so you’ll be able to work on repaying outstanding credit.
You also need to go through your credit report to make sure that all of your details and any derogatory marks are correct.
How do I dispute incorrect information on my credit report?
If you go through your credit report and find information that seems to be incorrect, you will need to dispute it. There are two things that you can dispute. Firstly, your credit report may have your incorrect personal information. Secondly, there may be a derogatory mark or credit account on your credit report that is incorrect. If you need to dispute something on your credit report, you can send an email to firstname.lastname@example.org or call 0861 51 41 31 to chat to a friendly consultant.