Virgin Money Spot: Refer a Friend offer Ts&Cs (25 September – 31 October 2019) 

  1. This is a limited offer. This offer may not run on every day of the campaign period, being Wednesday 25 September until Thursday 31 October, inclusive. Please see applicable terms and conditions below, which must be read in conjunction with Our Virgin Money Spot Terms and Conditions, which can be found at Spot license agreement.
  2. To qualify for the referral reward, You must have received a personalised invitation to participate in the campaign, via Email, SMS or an in-app notification and have completed the Registration form provided in the invitation. You must be a registered and verified User on Virgin Money Spot. If your account is not verified, you may be asked to provide documentation to support the verification of your account.
  3. Reward payments will be made into Your Spot wallet and Your referred users Spot wallet, within 2-business days of the referred user successfully completing the registration of their Spot account.
  4. If you forward your personalised invitation or pass on details of the referral reward campaign, that person will not be eligible and We as Virgin Money reserve our right to disqualify you from the campaign.
  5. We will identify anyone who uses Your link to register with Us as a User, and We may allocate Virgin Money Tokens to You and to that User so referred, at no cost to You nor such referred User.
  6. The value of Virgin Money Tokens that may be allocated to Us shall be based in Our sole discretion and may be changed without prior notice.
  7. This campaign is only valid from 25 September to 31 October 2019 (inclusive).
  8. There is a maximum of R1000 per referring User, in successful reward payments for the campaign period – this equates to a maximum of 20 successful referrals.
  9. You acknowledge and understand that Virgin Money Tokens allocated to You in terms of this clause shall expire within 7 (seven) days of allocation if not used. By “use”, We mean that the recipient must successfully download the App and successfully complete his or her registration. If not completed successfully the Virgin Money Tokens will be reversed and ownership will vest with Us.

We, as Virgin Money, reserve the right to terminate and/or extend any promotion, competition, offer at any time and in our sole discretion, whether such promotion, competition and/or offer is run by us solely or in conjunction with any of our merchants, promoters and/or partners. In the event of such termination or extension, you agree to waive (give up) any rights that you may have in terms of any promotion, competition or offer and acknowledge that you will have no recourse against us or any of our promoters, merchants or partners, our advertising agencies, advisors, suppliers and nominated agent/s.