Spot: discover how your linked card helps you cash in on perks

Send cash for free. Save on fees. Get cash back when you spend. 

Adulting isn’t always a confetti-coloured daydream. But it can be less 😬 and more 😃. Play it clever. Link your bank card to your Spot Wallet to enjoy a bunch of benefits that’ll help keep more of your hard-earned cash where you can enjoy it, in your wallet, not someone else’s.

 

NO SNEAKY FEES

Save on transaction fees. Link your card to top-up your Spot Wallet & enjoy stress-free spending with our fee-free app. No account fees. No card fees. No EFT fees. You get it.

 

LIGHTNING FAST TOP-UPS

Three buttons are all it takes to top-up your Spot Wallet. Once you’ve linked your online-shopping enabled credit or cheque card, hit ‘Top-Up Wallet’, enter the amount & your secret PIN. 

 

SPOT FRIENDS CASH. IT’S FAST & FREE

Need to Spot a friend cash? Need someone to Spot you? With the app, it’s fast, free & as easy as sending a text. No waiting ‘up to two working days’ for the cash to clear. Out one Spot Wallet. Into another. Instantly. 

 

PERKS ON PERKS

Every time you spend you earn cash back. But that’s not all. Every time you top-up your Spot Wallet from your linked card, you contribute towards your bank’s rewards programme. Wink. Wink 😉.

 

SUPER SAFE. SERIOUSLY SECURE.

We work with a trusted payment partner & all your payments are 3D-secured, so spend assured the only way anyone can get their hands on your cash is if they have your mobile & your PIN.