Spot: Part wallet. Part wizard.

If you’ve ever felt so broke you can’t even pay attention. Join the club. But it’s not impossible to make it to payday like :sunglasses:.

The Spot Wallet is your digital do-it-all account designed to help you manage your money. Plus, it’s free to spot mates money, get cash back when you spend, enjoy free cash-outs (for a limited time only) & more.

Time-smart top-up
You can add cash to your wallet in two ways:

  1. Link any South African online shopping enabled debit or credit card & top-up from there.
  2. Top-up with Ozow’s instant EFT – just make sure you know your online banking details.

Safer than Alcatraz
Woo:ghost: Did we suggest you link your bank card to an app? Don’t stress. We work with a trusted payment partner & your payments are 3D secured. As for your Spot Wallet, the only way anyone can get their hands on your cash is if they have your mobile & know your secret PIN.

Faster and safer than EFT
Need to spot someone cash? Sending money is as easy as sending a text (no need to ever give out your banking details). Simply enter their number, the amount, your secret PIN & voila. The money goes straight outta your Spot Wallet into theirs – FREE.

Cash in on free cash-outs
Don’t waste money on ATM fees, just pop into any Shoprite, Checkers or Usave to cash-out your Spot Wallet. It’s 100% FREE for a limited time only, which means if you spot friends money, it’s free for them too.

Bankroll your budget
If your bank account’s for bills, your Spot Wallet’s for your fun money. When it’s kaput, the party’s over, but this way you can spend assured you’ll make it to payday smiling.

Earn when you spend
Shop at any of our cashback partners & get up to 5% cash back. Fact. Every cent saved is a cent you can spend on the things you want, not just the things you need.