How to use Virgin Money Spot


Virgin Money Spot is a fee-free mobile payments app and it couldn’t be easier to use! You can use Virgin Money Spot to pay your buddy, just by having their cell phone number and you can pay at participating stores. All you need to do is download the app here.

how do i link my bank card?

  • Once you have downloaded and registered on Virgin Money Spot, click on the top right hand menu.
  • Click account settings and under “account” enter in your 3D internet-enabled bank card details. Not sure how to 3D enable your card? Read here
  • You will then receive an OTP, which you must enter.
  • You’re all set – how easy peasy was that??

how do i top-up my spot wallet?

  • Click on the red “Spot” button on the bottom right of your transaction screen.
  • Press top-up wallet.
  • Enter in the amount that you would like to top-up your Spot Wallet with.
  • Load from your linked card
  • Press “top-up wallet”
  • Enter the Spot pin that you created when you registered on Virgin Money Spot.
  • It’s done – the money is now yours to use!